Used Car Loan Interest Rates 2025. We reviewed 21 auto loan lenders and collected the best new, used, and refinance auto loan rates, evaluating aprs, loan types, loan terms, vehicle and. New car loan rates will go down before used car loans will.
In september 2025, automotive site edmunds.com listed the average car loan interest rate for august 2025 as 7.1% apr for new car loans and 11.3% apr for used car loans. Additionally, make sure to shop around for lower interest rates.